Insurance Discounts

Myth buster
Taking a defensive driving class for your insurance keeps you from taking defensive driving to dismiss a ticket.
 
WRONG! WRONG! WRONG!
If you take a class for Insurance purposes only now.  If you take a class for Insurance only now and receive a Traffic Ticket the very next day (hopefully this won't happen), but if you do, you still have the right to take a class for Defensive Driving course
 

INSURANCE DISCOUNT

The Usual Standard discount is approximately 10% on your comprehensive and collision part of your insurance policy, which is good for three years. Ask your insurance agent for details.
 
If your policy has other family members on it, have them take the course with you so you'll receive the maximum insurance discount.
 
Example:  If your paying $1,000.00 per year for insurance, this could mean a saving of $300.00.  The insurance discount is good for 3 years.
 
Your insurance premiums are going up!
The state of Texas is implementing a new  technology program that will allow law enforcement officers to immediately, in real time, access and verify whether a person has car insurance.  The days of false proof of auto insurance cards and dropping insurance coverage after receiving a valid insurance card are over!

Texas law states that a person may not operate a motor vehicle in this state unless financial responsibility is established for that vehicle.  The law currently requires minimum coverage of $20,000 per injured person, up to a total of $40,000 for everyone injured in an accident, and %15,000 for property damage (202/40/15 coverage)  on April 1, 2008, the minimum required liability limits increase to $25,000 per injured per, $50,000 for everyone injured in an accident, and $25,000 for property damage (25/50/25).  And in 2011, to increase to 30/60/30.
 
So, what are you waiting for?  Catch the savings  Select a classroom
             $25.00
 
*Classroom Only, Insurance Only
   
      Select a classroom location
      It pays to avoid a ticket -- or fight one
   
Questions on Texas state Laws about Insurance
     
Texas Department of Insurance
Consumer Help Line
1-800-252-3439

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